Are your vices killing your finances?
June 6, 2006quoted from http://moneycentral.msn.com
Morning buzz: Let’s count the beans
OK, enough with the ear beating: We’re not about to argue that your morning self-defibrillation with Colombia’s legal cash crop is a bad thing. Indeed, according to the National Coffee Association, the average American consumes more than three cups of hot brown bean water daily. Heck, if it weren’t for coffee, even Bankrate.com might be little more than a blank screen!
“I don’t really see any health consequences down the road from a reasonable intake of caffeine,” admits Kava. “If you can afford Starbucks and that’s your favorite caffeinated choice, I don’t see any reason not to have one in the morning, although you might consider nonfat milk in place of whole.”
Ah, yes — if you can afford it. Cue the froth-maker please!
Bankrate average price for a Starbucks double tall latte: $4.
- Daily double tall latte: $4
- Weekly: $28
- Monthly: $120
- Annually: $1,460
You know what? When you consider the Wi-Fi access, the social and business contacts, the career advancement you can expect for all your buzzed-out hard work and the free chocolate-covered espresso bean that comes with it, that morning ‘Bucks bump is one luxury you can definitely afford. Enjoy!
Uhmm.. let’s see, here in the Philippines
1 tall latte: P110
3x a week: P330
Monthly: P1,320
Annually: P15,840
What?!? It’s already my tuition for 3 semesters, a grand Boracay getaway (ok, as of the moment, I won’t probably spend much money on vacations), a month’s rent and allowance for a decent condo in the city, a new model of cellphone, (thinking: damn!) —
I’ve wasted a lot of money. And to think it’s even not my money. And the young kids?!? As young as they are, they already know this kind of vice! (although healthwise it’s better than alcohol and cigarettes)
Ansama ko. See, I’ve actually known this ever since. And I’m not even sure I can give up drinking over priced coffee.


I love life - its mystery and its complexity. There is much to discover and to understand. I love people with passion. It's always interesting to meet a person overflowing with emotion. I love to play the piano and listen to intersting music. I like working with my hands that proabably explains my affinity with playing, doing crafts, typing (blogging) and even eating when doing nothing but I can't seem to make my whole body coordinated that you can't make me dance or do sports. I also like walking beside the bay, watching people, singing or humming, smiling or greeting strangers, thinking and not thinking of anything at all. || I prefer intimacy. I don't like going into bars or partying where you go on group dates. I like it when I can give 100% attention to whom I'm with because when I'm with a lot of people, I feel I have to accomodate them and I'm not able to share quality time with any of them. Drinking coffee and dining out is always on the top of the list.|| I feel I'm sitll living in my comfort zone. I'm yet to understand what's on the the other side of the wall. I'm yet to understand what others say 'the cruelty of reality' (if there is such). I like to do so may things but remain generally a passive person. I'm still on the path of discovering and adapting to the ideals (irony) of reality .





